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Welcome to the future, where life insurance companies look at Instagram to determine premiums.

Feb 27 2019

Welcome to the future, where life insurance companies look at Instagram to determine premiums. Pictures of yoga and healthy meals are influencing insurance companies to lower costs while images of, for instance, sky-diving could send costs sky-high. The New York State Department of Financial Services has determined that the use of these “lifestyle indicators” is in the legal clear as long as discrimination doesn’t play a part. (Black Mirror is looking less far-fetched every day.) (New Yorker)