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What Kinds of Debt Do Gen Z and Millennials have?

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Most Gen Z and Millennials are holding debt of some kind, we break down how many and what kinds… 

TL;DR

  • Most young people have debt, but far more Millennials than Gen Z
  • Credit card debt is the main kind they’re holding, as the cost-of-living crisis drives paying purchases off over time
  • Student debt is a financial burden for many students and graduates, sometimes keeping them from reaching other financial goals
It’s Halloween, and we’re going to talk about something really scary: debt. YPulse’s Personal Finance and Services report shows 58% of young people have negative feelings when they think about money, and only 56% consider themselves financially stable. When we ask what it means to be financially stable, 44% say it’s understanding and maintaining my...

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