Gen Z is increasingly turning to credit in today’s economy. A recent study from Quicken shows that over 40% of Gen Z are dependent on their credit cards to manage their money due to factors including inflation and student debt payments. Following the pandemic, Gen Z’s credit card usage has soared, which is also increasing this gen’s credit card debt. Research shows that Gen Z is the least financially literate out of all generations, and this is impacting their financial situations, especially in the state of today’s economy. YPulse’s Education report data shows that young consumers rank personal finance management / financial literacy as one of the top things they think students should learn in school that they personally lacked. (Tearsheet)
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