Despite persistent stereotypes, Millennials have been getting serious about their finances. Following years of COVID and job insecurity, Millennials are “beating stereotypes of living large and being careless spenders” and rather displaying proactive traits, being optimistic about their financial futures. According to a study from the Nationwide Retirement Institute, Millennials, out of each generation, have the broadest understanding of “planning for the unexpected” and taking ownership over their projected finances. They found that 83% of Millennials have “put risk-protection strategies in place” and 31% have set up and followed a budget, while 66% are confident in their ability to plan for retirement. YPulse’s research shows that saving money, increasing income, and living comfortably (financial stability) are the three top financial goals for 2022 that both Gen Z and Millennials have. (Gobankingrates)
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