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Young shoppers have a new kind of debt to pay off: layaway payment plans.

Jan 15 2019

Young shoppers have a new kind of debt to pay off: layaway payment plans. Afterpay divides purchases into four installments at over 17,000 retailers, including Millennial & Gen Z favorites like Urban Outfitters and Forever 21. But young shoppers should beware the red flags: ValuePenguin found that 7% of Afterpay purchases incur at least one $8 late fee, while an Australian Securities and Investments Commission reports that one in six customers overdraw their accounts or borrow money to complete their payments. (Vox)