Millennials aren’t just using peer-to-peer payment apps for bar tabs. Rent, utilities, and vacation expenses like plane tickets are being charged via fintech services like Venmo as well. Meanwhile, Venmo’s bank-backed competitor, Zelle, is winning older consumers over through its integration into major banking apps. But they’re using the service a little differently; one expert weighs in that “Gifting is a key piece for Boomers” who are learning to prefer fast transactions over old-fashioned checks. (CNBC)
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