An app created with the digital generation in mind is possibly leading the way for the future of savings accounts. Digit is a Google-backed chat bot that sneakily helps “people who tend to spend and not save,” by looking into income and spending patterns and automatically moving money into the user’s savings account on a daily basis—only a few dollars at a time so they “hardly notice” the money is missing. It communicates with users through text messages, providing updates and allowing for commands like “save more” and “save less.” The fee-free service was launched in 2014, and has been able to raise $13.8 million from venture capitalists. (Business Insider)
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