Could Millennials be the generation that breaks America’s credit card addiction? Co-founder of PayPal Max Levchin thinks so. His finance startup Affirm lets consumers buy large items online with a payment plan over a set amount of time. The idea behind the venture is that Millennials “don’t want to burrow into debt” and are interested in credit card alternatives to make higher-priced purchases. Because many of Affirm’s customers are under 30-years-old with little credit history, the startup also uses Facebook and LinkedIn to gauge creditworthiness. (Quartz)
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