Millennials might be optimistic, but they’re also major skeptics, and wary of trusting government, news, brands, and banks. Ypulse’s monthly survey has found that seven in 10 Millennials currently have a savings account, and six out of ten hold checking accounts. But they’re eager to embrace changes that could threaten traditional banking, and a recent study on the future of finance found that 33% of Millennials don’t think they’ll need a bank five years from now. So who is going to replace these financial establishments? 50% are counting on tech startups to overhaul banks. (Business Insider)
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