Millennials might be optimistic, but they’re also major skeptics, and wary of trusting government, news, brands, and banks.

Millennials might be optimistic, but they’re also major skeptics, and wary of trusting government, news, brands, and banks. Ypulse’s monthly survey has found that seven in 10 Millennials currently have a savings account, and six out of ten hold checking accounts. But they’re eager to embrace changes that could threaten traditional banking, and a recent study on the future of finance found that 33% of Millennials don’t think they’ll need a bank five years from now. So who is going to replace these financial establishments? 50% are counting on tech startups to overhaul banks. (Business Insider)