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Gen Z is taking more financial risks through meme stocks and crypto. 

Jun 22 2026

Gen Z is taking more financial risks through meme stocks and crypto. Last year, a survey showed that 62% of those 35-and-under said they needed to take big risks to reach their financial goals, like buying viral investments or meme stocks and using borrowed funds. Another study showed that 80% of Gen Z are interested in speculative investments because they feel behind financially, and it feels like they need to take risks to catch up. Many of these young people turn to YouTube and other social media platforms to learn about gamified trading and create a path towards financial freedom—even if it means taking steep losses through high transaction costs and frequent trades along the way. (Bloomberg)

👀 Read more from YPulse: Gen Z Is Investing In Crypto As Much As Stocks

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