Twenty and thirtysomethings are betting on stocks over houses for assets. Young people are delaying home ownership—if planning on it at all. But without a mortgage payment, many are reportedly putting their money toward investments instead. Among 25-39-year-olds, 14.4% were making annual transfers to investment accounts in 2023, more than triple of those who were in 2013. And in 2025, 40% of 26-year-olds alone had put money in investments since turning 22-years-old, up from only 8% in 2015. One estimate on whether buying a home or investing pays out better by Moody’s Analytics shows stocks do have a better outlook long term, though a variety of factors will of course not make that a guarantee. And while some young investors are also homeowners, the rate of lower-income investors is increasing while home ownership falls. (WSJ)
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