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Gen Z gets scammed more often than any other generation—just not for as much money.

Jan 07 2026

Gen Z gets scammed more often than any other generation—just not for as much money. Seniors are often the most visible targets of fraud—sometimes losing decades of savings in a single scam. But Gen Z is hit with consistent high-volume, low-value attempts: phishing emails, fake app notifications, and AI-driven social engineering. Their hyper-connected digital lives—especially when it comes to money, with Venmo, Cash App, and nonstop app-based transactions—make them attractive targets. And because they share so much data online, scammers use them as a testing ground to refine methods before scaling up. For young consumers, vigilance is now a daily habit, instead of a one-time lesson. (IBT)

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