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TikTok’s newest friendship hack: a shared bank account.

Sep 30 2025

TikTok’s newest friendship hack: a shared bank account. Some friends are literally taking their bond to the bank by opening joint accounts to fund trips and shared experiences. The idea is trending on TikTok, with creators showing how it helped them save for vacations and dodge awkward “who pays what” moments. For some, it even turns saving into a game. (Think: a $5 “swear jar” but for skipping the gym.) Advocates say it makes money less stressful and adds accountability, but experts warn it’s risky—one person can drain the pot or rack up overdraft fees. The trend is certainly niche for now, just like the viral stories of Millennials all buying houses with friends, but clearly striking interest for gens with changing ideas about relationship priorities. If they can have a shared account with a romantic partner, why not their platonic soulmates? (NBC News)

👀 Read more from YPulse: Gen Z is Prioritizing Friendship Over Romance

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