Meanwhile, the 100% home loan is back in the U.K. Skripton Building Society just announced the launch of a mortgage that doesn’t require a down-payment, nor a guarantor’s backing. The scheme is specifically targeting young Brits who are first-time buyers and have been renting for more than a year. While experts see the new scheme as a “sensitive” option, critics are pointing at the fact that the last time such mortgages were widely available was in the pre-2008 era, fuelling the global financial crisis. (The Guardian)
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