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College bank partnerships come at a high cost to students. 

Oct 28 2022

College bank partnerships come at a high cost to students. Universities across the U.S. typically have bank / credit union partnerships that are intended to help students efficiently access financial services they may need on campus. However, regulators have recently been warning that students are being negatively impacted by “accounts with higher or more frequent fees than market standard.” A recent report by the Consumer Financial Protection Bureau found issues in colleges not fully disclosing information about the products and services that are being advertised to them. These partnerships are more often than not taking advantage of students’ lacking financial literacy. While institutions aren’t forcing these partnerships onto students, their endorsements are proving to be enough credibility for student trust. YPulse’s Personal Finance and Services report data shows that 73% of college students say they are in charge of managing their finances—but this doesn’t mean they know how to properly do so. (CNBC)