Millennials are setting the standard for finance-savvy holiday shopping.

Millennials are setting the standard for finance-savvy holiday shopping. They’re the least likely to rack up debt, the most likely to stick to their planned budget, and overall they’re spending the least in 2017 at just $434. A NerdWallet study looked into their pre-holiday shopping and just 40% of 18-34-year-olds incurred debt in 2016 compared to 58% of Gen Xers and 63% of Boomers. They also found that 49% percent of Millennials stuck to their budgets, compared to 40% of Gen Xers and 43% of Boomers. Ypulse’s holiday shopping survey also looked into their budget buying plans for Black Friday and Cyber Monday.  (Nasdaq)