For years, YPulse has seen stories claiming that grown-up Gen Z is “mooching off their parents,” with headlines like “Time to grow up? Half of parents still financially supporting adult children,” “Parents pay grown-up kids’ bills with retirement savings,” and “US millennials, Gen Z need parents’ help to pay household bills.” These stories highlight parents covering everything from groceries and phone bills to vacations and even rent, reinforcing the idea that independence is being delayed. But, as always, the reality is a bit more complicated.   The idea that younger generations need their parents’ help with their bills isn’t anything...