Scroll through a few headlines about Gen Z and you’ll see the same storylines on repeat: they’re buried in debt, struggling to save, living paycheck to paycheck, and, by most accounts, worse off than their parents were at the same age. But while we know news publications tend to exaggerate, these narratives have some truth to them. For Gen X and many Baby Boomers, early adulthood came with lower housing costs and a job market that made it easier to build wealth than young adults have today. Thanks to rising student debt, record-high rent, and an unpredictable job market, Gen...